Uber has revolutionized how we travel. If you sustain personal injuries while ride-sharing in an Uber, knowing how you can be compensated is imperative.
As an Uber passenger, there are two primary methods to recover compensation for your personal injuries.
Accident Benefits: No-Fault Insurance
The first way to receive compensation if you have been injured in an Uber is through accident benefits. This is a system designed to provide compensation for anyone that is personally injured in a motor vehicle accident, regardless of whether they are at-fault. If you have your own personal insurance company coverage, you can claim accident benefits through your own insurance policy. If you do not have personal insurance coverage, then you can claim benefits through Uber’s insurance policy.
Accident benefits coverage in Ontario includes the following:
- Attendant Care
- Medical and rehabilitation
- Income replacement
- Non-earner benefits
- Caregiver benefits
- Housekeeping and home maintenance costs
- Lost educational expenses
- Expenses for visitors
- Damage to glasses, clothing and other belongings
- Cost of examination to receive treatment
The monetary compensation you receive will depend on the severity of your injuries.
Launching a Lawsuit for Compensation
The second method to receive compensation is to sue the party responsible for the collision. If the Uber driver is at fault, then their car insurance would be liable for damages received from a judgment or settlement.
If you have been injured in an Uber, it is best to speak to a lawyer to help you navigate the complex process. Please contact our team at JEWELL RADIMISIS JORGE LL.P for a free initial consultation at 1 (855) DIAL JRJ.