Many long-term disability benefits insurance policies for dentists include intricate language, which can provide insurance companies with more opportunities to deny legitimate claims. An experienced attorney specializing in insurance denials can help navigate these complexities and assist with your claim.
Common Injuries and Conditions Affecting Dentists
A variety of injuries and conditions can hinder a dentist's ability to work. Common issues include:
- Carpal tunnel syndrome
- Soft tissue injuries
- Double crush syndrome
- Depression and other mental health conditions
- Fibromyalgia
- Spinal injuries
- Nerve damage
- Vision loss
- Concussions
- Brain injuries
In addition to these, other serious medical conditions like arthritis, multiple sclerosis, cancer, epilepsy, and strokes can also lead to disability.
Reasons for Denial of Long-Term Disability Benefits Claims
Insurance companies may deny long-term disability benefits claims for various reasons, such as:
- Lack of sufficient medical evidence
- Policy exclusions
- Alleged non-compliance with recommended medical treatments
Dentists seeking to access their long-term disability benefits must navigate a complex claims process, often requiring extensive documentation from specified specialists. Even with a valid disability, claims can still be denied or terminated during the process.
Claims related to dental professionals often involve the inability to maintain prolonged positions of sitting or standing while treating patients, which can lead to pain. Insurance companies may be skeptical of claims that cite discomfort from bending over patients for extended periods. However, working through pain is unacceptable, and failing to address such conditions can even lead to claims of dental negligence.
Dentists have long-term disability benefits coverage for a reason and should feel secure in their right to these benefits without the fear of unjust denial.
Legal Support for Dentists Facing Denials
If you or someone you know has had a legitimate long-term disability beneifts claim denied, the knowledgeable lawyers at JEWELL RADIMISIS JORGE LL.P. can help ensure you receive the benefits you deserve.
To expedite the review of your claim, please have your long-term disability benefits denial letter, policy, and ideally, your complete insurance file ready. Your insurance file belongs to you, and you can request a copy from your insurer. If you haven't done so yet, make that request today, as your lawyer will need this information to effectively pursue your claim.
Remember, there are strict timelines for initiating lawsuits related to denied long-term disability benefits. Please contact our team at JEWELL RADIMISIS JORGE LL.P for a free initial consultation at 1 (855) DIAL JRJ.